State pension age: When can I retire? | The Sun

State pension age: When can I retire? | The Sun


MILLIONS will have to work longer as the state pension age rises – although plans to bring it forward have been delayed.

The government has been battling over plans to speed up extending when people can claim the state pension. 

We explain what is going on and how to calculate your state pension age – check out the table below to see how you're affected.

What is the state pension and when does the age rise? 

The current state pension is paid to both men and women aged over 66.

The state pension age is already due to rise to 67 by 2028 and 68 by 2046. 

A previous review from Sir John Cridland in 2017 recommended bringing that date forward to between 2037 and 2039.

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But life expectancy figures have not risen as he predicted since then.

Work and Pensions secretary Mel Stride told MPs in the Commons on March 30 that while life expectancy is still rising, it is doing so at a much lower pace.

On top of other factors such as the coronavirus pandemic and the Russia-Ukraine war, he said it would be appropriate to review the rise to 68 again at a later date.

It comes after the government was said to be considering a change that could come as early as 2035, as The Sun revealed in January. 

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This could have seen the retirement age set to rise to 68.

The Treasury was previously said to want this change to come in as early as 2035 — affecting those who are 54 and under today.

How would it have affected you? 

Those in their early fifties would have been most concerned, in particular those born in April 1969 and April 1971, as they were heading towards a pension age of 67 – but this would have meant they would have to work one year longer. 

The state pension age has been rising as Brits get older.

That means everyone will have to work a year longer under the plans, but those born after April 1971 were heading for a state pension age of 68 already.  

Exactly how you're affected will depend on when you were born.

How can I work out my current state pension age? 

You can use the state pension checker tool on 

The government tool is there to help you find out how many years of contributions you have, how much state pension you’ll get and the exact date on which you’ll receive payments.

It’s important to note that you can retire at any time, but you need to have a personal pension or retirement plan in place.

Do you have a money problem that needs sorting? Get in touch by emailing

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